Insurance Coverage
Insurance Coverage and Accident Reporting
1. An accident is defined as any incident that causes damage to persons or property.
2. If an accident involving a vehicle that is owned, leased, donated or otherwise managed by the university results in personal injury to either party or results in property damage that equals or exceeds $400, an accident report must be filed with local authorities.
3. Departments are required to report all accidents (even those not requiring a report to local authorities) to Transportation & Traffic Management within 48 hours after the occurrence.
4. Transportation & Traffic Management process all insurance claims for university vehicles.
5. Departments may not authorize repairs (other than emergency repairs to safely return to their lodging/destination) until authorization is received from Transportation & Traffic Management.
6. Departments are liable for the deductible for each incident as established by the university.
What to do in the event of an Accident/Breakdown/Repair
- Call a member of your management team or an affiliated organization to let them know what happened.
- The following information will need to be obtained from the other driver in the event of an accident:
- Year of vehicle
- Make and model of vehicle
- Color of vehicle
- License plated number
- Driver’s license number of the other driver
- Do NOT make any statement, oral or written, as to who was at fault. Any admission of fault may impair the insurer’s ability to defend a case of questionable legal liability.